HORA.AI

We're building an Android application to provide credit & personal cash loans to 100M skilled blue collar workers in India. The massive problem we are solving: 79% of Indians do not have credit scores. Our founding team consists of 3 Princeton-educated successful serial entrepreneurs and ACM ICPC World Finalist. Our investors include Amit Singhal (former Global Head of Search at Google) and Yuvraj Singh (co-founder of DMI Finance, 850M AUM NBFC). Our main innovations lie in credit underwriting, shaping intent, and novel ways to do collections and distribution. Head of Engineering is a hands-on role which involves writing backend code, leading the backend and Android teams, and work closely with founders as well as Head of Collections, Head of Credit and Head of Data Science. We have been working on the product for a year now and are ready to launch. Our tech stack is node.js, TypeScript, GraphQL, Postgres, Python for data processing, AWS.