Tilia

As a licensed money transmitter, Tilia (https://tilia.io/docs) enables companies to build their own user-to-user virtual economies through its money transmission APIs and frontend widgets. In addition to standard payment processing, Tilia handles user KYC collection, sanction screening, fraud and money laundering detection, and payout processing. Tilia is the processor behind Second Life and recently received an investment from JP Morgan: https://www.forbes.com/sites/charliefink/2022/10/18/tilia-secures-strategic-investment-from-jp-morgan-spins-out-of-linden-lab/ Basically, we write code that lets buyers purchase virtual hats from sellers, and allows sellers to cash out to their bank.